Noryo offers: Free, Premium, and Ultra

Noryo comes in three plans, designed to support your financial life at every stage: <strong>Free</strong> to get started, <strong>Premium</strong> to manage your budget day to day, and <strong>Ultra</strong> for a complete view of your net worth and your household. This page details what each plan brings, who it is for, and how to move from one to another.

At a glance

Here are the main differences between the three plans. The features of the Free plan stay available in Premium and Ultra: each tier <em>adds</em> possibilities, it never takes any away.

The Free plan: to discover Noryo

The Free plan lets you connect one bank, view your dashboard, track your transactions and set a first savings goal. It is ideal for finding your feet and seeing how Noryo organises your finances. You keep access to your data and to account security with no time limit.

The Premium plan: managing your budget day to day

Premium is designed for those who really want to take back control of their money. You connect up to two banks and unlock the active management tools.

• <strong>Budgets</strong>: a monthly cap per category, with a progress bar and alerts as you approach and exceed it.
• <strong>Notebooks</strong>: to manage shared expenses (a trip, a flatshare) and work out who owes what.
• <strong>Noryo Score</strong>: a financial health rating out of 100, recalculated each day, with its history.
• <strong>Projections and scenarios</strong>: anticipate how your finances will evolve over several months.
• <strong>Full Nory assistant</strong>: in-depth analyses and suggested actions.
• Extended comparisons and increased vault storage.

The Ultra plan: the net worth and family view

Ultra includes everything in Premium and adds a net worth and family dimension, with up to five connected banks. It is the most complete plan.

• <strong>Net worth</strong>: track your assets (real estate, investments, savings) and your liabilities (loans, debts), with net worth and a projection over time.
• <strong>Annual tax pack</strong>: a summary to help you prepare your tax return.
• <strong>Household</strong>: up to four members, with a shared view and respect for each person's control over their data.
• <strong>Succession vault</strong>: designate trusted contacts who can access documents in read-only mode after a prolonged period of inactivity.
• Advanced accounting exports and in-depth stress scenarios.

Which plan should you choose?

The exact prices, monthly as well as annual, are always shown and kept up to date on the Subscription screen in the app. That is also where you manage your plan.

Understand your billingBilling cycle, payment methods and invoices.