Noryo Wrapped, your annual retrospective

At the end of the year, <strong>Noryo Wrapped</strong> offers you a financial retrospective: a fun and clear way to look back on the journey, your major trends, and your habits. It's a reading, not an official statement, designed to help you step back before starting the next year.

What you'll find in it

The retrospective highlights the key moments of your financial year in an easy-to-browse format. It summarizes what Noryo has observed on your connected accounts over the months.

Reading the spending heatmap

The heatmap works like a color-coded calendar: each box represents a day, and its intensity reflects the amount spent that day. At a glance, you can spot your spending peaks, quiet periods, and usual patterns (end of the month, holidays, celebrations).

Why it's useful

• Step back and look at a whole year, beyond the current month.
• Spot the habits that weigh without you realising it.
• Set yourself concrete intentions for the following year.
• Celebrate progress: rising savings, duplicates removed.

What data it's based on

The retrospective is based on your transactions from the year, as seen on your connected accounts and supplemented by any manual expenses you've added. The more accounts you've linked and the better your transactions are categorized, the more accurate the retrospective will be.

Compare your finances year over yearExtend the retrospective with a year by year comparison in figures.