Track your cash spending

A coffee paid in change, a Sunday market, a tip: cash spending leaves no trace on your bank statements. As a result, it escapes automatic tracking. By entering it by hand in Noryo, you regain a faithful picture of your budget, with no blind spot.

Record a cash expense

1. Open the manual expense form

   From your transactions, choose to add a manual expense (for an expense paid off-bank, in cash for example).

2. Enter the amount and date

   Indicate the amount spent and the date it took place.

3. Describe the expense

   Give a clear label (for example Market or Coffee) so you recognise it later.

4. Choose the category

   Attach the expense to the right category: this is what lets it count towards the matching budget.

5. Save

   Confirm. The expense joins your list and is taken into account in your analyses like the others.

A good habit: the cash withdrawal

When you withdraw money from a cash machine, the withdrawal appears on your statement, but not how you spend it afterwards. Two approaches are possible: either you record each cash expense as you go, or you treat the withdrawal as an envelope that you break down later. Choose the method that takes the least effort, the important thing is to stick with it.

Keep your receipts

For a significant cash expense, you can link a receipt to the transaction. On iPhone, document scanning digitises a receipt in a few seconds, and the receipt stays attached to the expense in your vault.

By getting into the habit of entering your cash spending, you close the last blind spot in your tracking and your budgets become truly reliable.

Learn more about manual expensesThe details of adding an off-bank expense.