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Changing your plan during your subscription

Updated on 18 June 2026

Upgrading to a higher plan or downgrading to a simpler one: how the change works, when it takes effect, and what happens to your quotas.

Your situation changes, so do your needs. Noryo lets you switch from one plan to another at any time, in either direction: upgrade to a more comprehensive plan when you want to unlock a feature, or downgrade to a simpler plan if you wish. Here’s how it works in practice, when the change takes effect, and what happens to your data and quotas.

The three plans at a glance

Noryo offers three plans: <strong>Free</strong>, <strong>Premium</strong>, and <strong>Ultra</strong>. Each unlocks more features and more generous quotas. You can switch from one to another without starting over: your account, connected bank accounts, documents, and history remain in place.

Upgrading to a higher plan

When you switch to Premium or Ultra, access to new features is <strong>immediate</strong>. Your quotas increase right away: for example, you can connect more banks, create multiple savings goals, or activate budgets. Nothing needs to be reconfigured; the features simply appear in the app.

Downgrading to a simpler plan

You can also downgrade to a less comprehensive plan. In this case, the change usually takes effect <strong>at the end of the already paid period</strong>: you keep your current features until then, and your account switches to the new plan. This way, you get the full benefit of what you’ve paid for.

Where to change your plan

Where you manage your plan depends on how you pay:

Frequently asked questions about changing your plan

Understand your billingBilling cycle, invoices and payment methods.

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