Understanding the Score and Wealth Trajectory

The <strong>Noryo Score</strong> summarizes the health of your finances with a score out of 100, while the <strong>wealth trajectory</strong> shows where your wealth could take you. Together, they answer two questions: where am I today, and where am I heading.

The Noryo Score in brief

The Noryo Score is a score from 0 to 100 recalculated every day. It is based on <strong>five complementary dimensions</strong>, each shedding light on a different aspect of your situation. You can track its history to see your progress over time.

How it is calculated

Our analysis engine observes your recent habits and translates them into a score for each of the five dimensions, then into an overall score. The calculation is updated daily; you don’t need to do anything to trigger it.

• An overall score out of 100, readable at a glance
• The breakdown by dimension, so you know where to act
• A history, to follow how it evolves over time

The Wealth Trajectory

The trajectory extends your current net worth using estimated appreciations of your assets. It outlines a possible long-term evolution, useful for assessing an important decision (a purchase, an investment, an early repayment).

Linking score and wealth

The two complement each other: the score assesses your current habits, while the trajectory shows their cumulative effect over time. Improving a dimension like your savings rate or diversification also positively influences your wealth trajectory.

Add your assets and liabilitiesEnter your wealth to give meaning to your trajectory.