The Noryo Score: your financial health

The Noryo Score is a rating out of 100 that sums up the health of your finances in a single number. Rather than looking at ten indicators separately, you get a synthetic view that evolves with your habits. This page explains how it is calculated, what each dimension measures and how to make it progress.

How to read your score

The score ranges from 0 to 100: the higher it is, the healthier and more balanced your situation. There is no absolute good rating, what matters is the trajectory. A score that climbs month after month shows that your habits are improving. It is recalculated every day from your real data, and its history lets you follow this progress over time.

The five dimensions of the score

Your overall rating is the combination of five complementary dimensions. Each sheds light on a different aspect of your financial balance.

How to make your score progress

Each dimension can be worked on with simple actions. Here are concrete ideas depending on what you want to strengthen.

Why did my score move?

Since it is recalculated every day, the score can vary slightly with your operations. A large exceptional expense can lower it temporarily, a month of strong saving brings it back up. This is normal: look at the trend over several weeks rather than a single day's change.

Going further

The best lever to improve your score durably is to steer your budgets and set yourself realistic savings goals.

Understand your budgetsMaster your caps by category to strengthen drift control.