Understanding Shared Notebooks

Notebooks are used to track shared expenses among several people: a trip with friends, shared housing, a joint project. Each person records what they paid and for whom, and Noryo handles the calculations. In the end, you know exactly who owes what to whom, with the fewest transfers possible. This page explains how balances are calculated and how to read the repayment plan.

What a Notebook is for

A Notebook groups all expenses from the same shared context. For each expense, you indicate who paid and for which people it counts. Noryo adds it all up and determines, for each participant, whether they have advanced too much or still owe their share.

• Track the expenses of a trip, a flat share or an event
• Record who paid and for whom on each expense
• See the balance between participants in real time
• Settle the Notebook with a clear repayment plan, then close it

How balances are calculated

The principle is simple. For each participant, Noryo compares what they actually paid with what they should have paid (their share of the expenses that concern them). The difference gives their balance.

The minimal repayment plan

When several people owe each other money, adding up all the small repayments would quickly become confusing. Noryo therefore calculates the minimal repayment plan: the smallest series of transfers that settles the entire Notebook. In practice, those who owe money repay directly those who are owed, in a minimum of operations.

Closing and exporting a Notebook

Once the repayments are made, you can close the Notebook to mark it as completed. You can also export the summary to share or keep it.

• Check that all the transfers in the plan have been made
• Export the summary if you want to keep a record of it
• Close the Notebook to archive the project

Share expenses with NotebooksThe step-by-step guide to creating your first Notebook.