FAQ: Notebooks and Inheritance Vault

Here are the answers to the most common questions about Shared Expense Notebooks and the Inheritance Vault.

What is a notebook used for?

A notebook tracks the expenses of a shared project (trip, shared housing, gift). For each expense, you indicate who paid and for whom, and Noryo calculates the balances and the reimbursement plan.

How are reimbursements calculated?

Noryo adds up all the expenses, deducts each person's balance, then proposes the shortest reimbursement plan: the smallest number of transfers to balance everyone.

Can a cash reimbursement be recorded?

Yes. Record it in the notebook to keep balances accurate, even if the transfer took place outside the app.

Which plan is required for Notebooks?

Notebooks are included in the Premium and Ultra plans. You can check your plan from the Subscription screen in the app.

What is the Inheritance Vault?

It is a feature that allows you to designate trusted contacts. After a prolonged period of inactivity on your part, and following warnings, these contacts can view your documents in read-only mode. It is part of the Ultra plan.

Can my contacts modify my documents or see my accounts?

No. The access granted is strictly read-only. Your contacts cannot modify or delete anything, and they never access your bank accounts.

What happens if I log back in?

Every login resets the inactivity counter. As long as you use Noryo, access is never granted. The feature can also be revoked at any time.

Does the Inheritance Vault replace a will?

No. It is a practical convenience to facilitate your loved ones' access to your documents. It does not replace legal procedures related to an inheritance.