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Why create a household

The Household brings together up to four people around a shared view, while leaving everyone in control of their data.

Updated 19 June 2026

Managing a budget with several people is not the same as managing your own. The Household brings together up to four people (the owner and three members) around a shared view of the home's money, while ensuring everyone stays the owner of their own information. This article explains what a household is for, what it changes day to day and when it becomes truly useful.

An Ultra plan feature

The multi-member Household is part of the Ultra plan. You can check your plan and upgrade it from the Subscription screen in the app.

What the household changes day to day

A household creates a shared space where the members see together what matters for the home, without having to pass each other screenshots or files. Everyone keeps using Noryo normally on their side, and the shared view is added on top.

  • A shared view of the home, fed by what each member chooses to pool
  • Shared expense Notebooks to split common costs and work out who owes what
  • Roles suited to each person, including a Junior role designed for younger members
  • The ability to invite and remove members at any time

Who can make up a household

The available roles

Owner
The person who creates the household. They manage invitations, roles and the general setup.
Adult
A trusted member who takes a full part in the shared life of the household.
Junior
A lighter role, designed for a child or a teenager, with a suited experience.

A household can hold up to four people in total. You put together the combination of roles that matches your situation: a couple, a family with children, or a flat share between adults.

Everyone stays in control of their data

Joining a household does not mean revealing everything. Each member keeps control of their own information and decides what is pooled. The household is built for cooperation, not for surveillance.

The right habit

Before inviting someone, talk over what you want to share. The household adapts to your level of transparency, not the other way around.

When a household becomes truly useful

Concrete situations

As a couple

You track shared expenses together (housing, groceries, outings) while each keeping your own personal tracking.

As a family

The Junior role lets you introduce a child to managing money within a suited setting, under the caring eye of the adults.

In a flat share

Shared Notebooks split the rent, the bills and the groceries, and automatically work out who repays whom.

Good to know before you start

  • Creating a household is done from your space, as the owner
  • Invitations are sent by email: each person receives a link to join the household
  • A member can leave the household, and the owner can remove a member at any time
  • The Notebooks and the shared view become active once the household is set up
The household and succession are two different things

The household organizes shared financial life in the present. The succession vault, for its part, arranges the passing on of access to your documents in the event of prolonged inactivity. The two can coexist.

The complete step by step to setting up your household.

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