How Nory understands your finances

If Nory answers you with such precision, it is because it relies on your real situation rather than on generalities. This article explains what information it draws on, how it turns that into useful answers, and above all what it never does with your data.

The information Nory relies on

Nory reads your situation as it appears in the app: your connected accounts, your transactions and their categories, your budgets, your savings goals and, depending on your plan, your Noryo Score or your net worth. It is this overall view that lets it answer <strong>your situation</strong> rather than an abstract average.

• Your connected accounts and their balances
• Your transactions, their categories and your categorisation rules
• Your budgets and the tracking of the related spending
• Your savings goals and their progress
• Your detected recurring subscriptions
• Depending on your plan, your Noryo Score and your net worth

From your data to a useful answer

When you ask a question, Nory gathers the elements relevant to the topic, connects them, then phrases an answer in plain language. If you ask about your restaurant outings, it looks at the matching category over the relevant period; if you talk about saving, it focuses on your goals and your pace of setting money aside.

Memory, so it does not repeat itself

Over the course of your exchanges, Nory can keep a few useful pieces of context, for example a preference you have expressed. This memory stays limited, viewable and erasable at any time from its settings. It only serves to avoid asking you the same questions again.

What Nory never does

Why answers can change

Your data is alive: a new sync, a recategorised transaction or an adjusted budget can change Nory's answer from one day to the next. This is normal and rather reassuring: it means it follows your situation as closely as possible.

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