Welcome to Noryo
Discover what Noryo does, its key pillars, and how the web and iPhone app work together to manage your finances.
Welcome to Noryo. Noryo brings together your accounts, expenses, subscriptions, savings, and assets in one place to give you a clear view of your money and help you make better decisions every day. This article covers the essentials to get you started.
Noryo securely connects your accounts, categorizes your expenses, tracks your subscriptions and goals, and supports you with analyses and a built-in assistant.
What Noryo is for
Noryo’s goal is simple: to give you clarity and peace of mind. Once your accounts are connected, your transactions are automatically imported, categorized, and made easy to understand at a glance. You see what’s coming in, what’s going out, what you’re setting aside, and what you could save.
Noryo doesn’t just display numbers: the app highlights trends, identifies your subscriptions, alerts you to price increases, and helps you set and achieve your goals.
The key pillars
What you will find in Noryo
- Dashboard
- Your overview: net balance, this month's spending, savings, active subscriptions, cash flow, and spending breakdown.
- Transactions and categories
- All your transactions, filterable and sorted by category, with recategorization and automatic rules.
- Budgets and goals
- Monthly caps by category and savings goals with progress tracking.
- Analytics
- The Noryo Score out of 100, year over year comparisons, and the financial calendar.
- Wealth
- Your assets and liabilities, your net worth, and projections over time.
- Vault
- An encrypted space to store your important documents.
- Nory
- A built in financial assistant that answers your questions and suggests actions.
Web and iPhone: two complementary ways to use Noryo
Noryo is available on the web (app.noryo.fr) and on iPhone and iPad. Both share the same account and data, synchronized in real time. You can start on one and continue on the other without losing anything.
- The web offers a large screen surface, a sidebar, and global search, ideal for analyzing and exporting.
- The iPhone follows you everywhere, with Face ID or Touch ID, widgets, document scanning, and notifications.
- Everything stays synchronized: a change made on one side appears on the other.
Your first steps
Create your account
Sign up with Apple, Google, or an email address and a password. A guest mode also lets you test with no commitment.
Set your preferences
Choose your language, your display currency, and the light or dark theme.
Connect a bank
Link a first account through a secure bank connection to see your transactions come in.
Explore your dashboard
Let the indicators and charts guide you, then set a first goal.
First, connect your main account. You’ll immediately get a useful overview, and you can add other accounts later depending on your plan.
Trust and confidentiality
Your data is encrypted and hosted in Europe, and it is never sold. Connections to your banks are made via open banking in read-only mode: Noryo can read your transactions to display them but can never make payments or transfers. Your banking credentials are never entered into Noryo.
Noryo offers Free, Premium, and Ultra plans. Each unlocks more accounts, analyses, and features. Details and pricing are available in the Subscription screen of the app.
You’re ready. Continue with the recommended settings, then learn how to navigate the app to save time every day.
Language, currency, security, and notifications in just a few minutes.