Automatic categorisation rules
Create rules like all payments from this merchant so your choices apply automatically to future transactions.
Recategorising a transaction from time to time is easy. But if the same merchant comes back every week, it is worth having Noryo learn once and for all where to file it. That is exactly the role of automatic categorisation rules.
A rule tells Noryo: all payments from this merchant go into this category. It then applies automatically to your future transactions.
What a rule is for
A rule saves you from endlessly recategorising the same spending. Once set, it files every new transaction from that merchant into the chosen category for you. Your tracking stays accurate, with no action from you.
- Fewer repeated moves day to day.
- Consistent categories over time.
- More reliable budgets and analyses, because spending lands in the right place.
How a rule works
You recategorise a transaction
From a transaction's detail, you choose the right category for this merchant.
You create the rule
You ask for this choice to apply to all of this merchant's payments.
Noryo applies it to the next ones
This merchant's upcoming transactions automatically receive the rule's category.
A rule applies to the merchant's future transactions. For transactions already gone through, recategorise them directly from their detail.
When to create a rule
Rules are most useful for recurring merchants: your usual supermarket, your transport, your subscriptions. For a one-off expense that will not come back, a simple recategorisation is enough.
| Situation | Recommended move |
|---|---|
| A merchant that comes back often | Create a rule |
| A one-off, single expense | Recategorise only that transaction |
| A sorting that no longer suits you | Change the category, then adjust the rule |
Keep your rules up to date
Your habits change: a merchant can shift from one category to another. If a rule no longer suits you, just recategorise again and adjust your choice. Noryo will take the new instruction into account going forward.
Frequently asked questions
Can a rule be wrong?
A rule faithfully applies your instruction. If one particular transaction is an exception, recategorise it individually without changing the rule.
How many rules can I create?
Create as many rules as you have recurring merchants you want to file automatically.
Can the Nory assistant help me recategorise?
Yes. Nory can suggest recategorising transactions; these actions are always subject to your confirmation.
Set your rules as you go, as soon as a merchant comes back. Within a few days, most of your spending sorts itself.
To put this into practice on a specific transaction, follow the step-by-step guide.
Recategorise, add a note and link a document.