Noryo Wrapped, your annual retrospective
On iPhone, Noryo Wrapped gives you a financial year in review, with your spending heatmap.
At the end of the year, Noryo Wrapped offers you a financial retrospective: a fun and clear way to look back on the journey, your major trends, and your habits. It's a reading, not an official statement, designed to help you step back before starting the next year.
Available on iPhoneOperational
Noryo Wrapped and the spending heatmap are features of the iOS app.
What you'll find in it
The retrospective highlights the key moments of your financial year in an easy-to-browse format. It summarizes what Noryo has observed on your connected accounts over the months.
- Highlights
- The key figures of your year: spending trends, busiest months, dominant categories.
- Spending heatmap
- A coloured view that shows the intensity of your spending day by day: the more pronounced a day, the more you spent on it.
- Change
- How your main indicators moved over the year.
Reading the spending heatmap
The heatmap works like a color-coded calendar: each box represents a day, and its intensity reflects the amount spent that day. At a glance, you can spot your spending peaks, quiet periods, and usual patterns (end of the month, holidays, celebrations).
If certain periods stand out every year, anticipate them: a dedicated budget or a savings goal in advance can help avoid surprises.
Why it's useful
- Step back and look at a whole year, beyond the current month.
- Spot the habits that weigh without you realising it.
- Set yourself concrete intentions for the following year.
- Celebrate progress: rising savings, duplicates removed.
What data it's based on
The retrospective is based on your transactions from the year, as seen on your connected accounts and supplemented by any manual expenses you've added. The more accounts you've linked and the better your transactions are categorized, the more accurate the retrospective will be.
Noryo Wrapped is designed to help you step back. For a summary intended for your tax return, use the Tax Pack instead.
Frequently asked questions
Why can I not see my retrospective yet?
It is prepared at the end of the year, once enough data has built up. An incomplete first year may give a partial retrospective.
Is it available on the web?
Noryo Wrapped and the heatmap are designed for the iPhone app. On the web, find your trends through the dashboard and the yearly comparisons.
Extend the retrospective with a year by year comparison in figures.