Master your recurring subscriptions
Noryo detects your subscriptions, identifies price increases and duplicates across banks, and helps you cancel.
Subscriptions are quiet expenses that pile up: streaming, apps, insurance, the gym. Noryo spots them for you, alerts you when a price goes up, hunts down duplicates and helps you cancel what you no longer need. This page explains everything you can do.
Automatic detection
Noryo analyses your recurring transactions and identifies the payments that come back at regular intervals. Each detected subscription comes with a confidence score, which shows how sure Noryo is that it really is a subscription and not a one-off expense.
A subscription with a lower score deserves a check from you. You always keep the final say on what counts as a subscription.
Price increase alerts
When the amount charged for a subscription goes up, Noryo flags it for you and shows the old and the new amount. This way you spot silent increases and decide whether the subscription is still worth its price.
A detected increase is often the right moment to renegotiate, switch to a cheaper plan or cancel before the next charge.
Duplicates
If you pay twice for a similar service, sometimes from two different banks, Noryo detects it. This is common after a card change or a subscription taken out twice without realising. Spotting a duplicate is an immediate saving.
Cancellation help
For a subscription you want to part with, Noryo guides you on the steps to take. Final cancellation is always done with the service in question: Noryo points you in the right direction, but does not cancel on your behalf.
Spot the subscription
Open your list of subscriptions and pick the one to stop.
Follow the guide
Noryo shows you the usual route to cancel this type of service.
Confirm with the service
Cancel directly with the provider, then check that the charges have stopped.
What depends on your plan
Subscription detection is broadly available. Some actions and advanced details depend on your plan. Check the app's Subscription screen to know exactly what is included.
Good habits
- Sort regularly
- Review your subscriptions once a quarter to cut what you no longer use.
- Watch free trials
- A free trial often becomes paid automatically: note the switch date.
- Turn on alerts
- Get a notification on every detected price increase so you are never caught off guard.
Upcoming subscription charges appear on the financial calendar, which lets you anticipate money going out.
Frequently asked questions
Can Noryo cancel a subscription for me?
No. Noryo guides you and gathers the useful information, but cancellation is done with the service in question, which remains your point of contact.
A subscription is not detected, what should I do?
Some irregular payments escape automatic detection. You can track it manually while the rhythm settles.
Why does a cancelled subscription still appear?
As long as a final charge has not gone through, it may stay displayed. It will disappear once the charges have actually stopped.
Going further
Subscriptions weigh on your budget. To stay in control, set caps per category and track your recurring spending closely.
Caps per category to keep your recurring spending in check.